Loan Against Property

Loan Against Property (LAP) is a perfect way to unlock the hidden value of your property. You can enjoy small perks of life that you have missed due to lack of funds. This is a multi-purpose loan that puts funds at your disposal to use whenever you need them. This loan can also be used to expand your business, use for education or plan your dream wedding.

Features & Our Assistance

  • A multi-purpose loan can be used for business expansion or personal needs
  • Get maximum loan amount against your income
  • Loan different types of property
  • Loan up to 100% of property value.
  • Choice of Tenure up to 20 years*
  • Attractive Interest Rates starting 6.9%
  • Simplified Documentation
  • Doorstep services
  • Lowest processing fees
  • No hidden charges
  • No Post loan hassles

Loan Against Property Types

  • Loan against existing property
  • Commercial Property purchase Loan
  • Lease Rental Discounting
  • Balance Transfer & Top Up

Procedure

  1. Submission of complete application form with photograph.
  2. Submission of all required documents.
  3. Internal verifications.
  4. Personal interview with a bank official.
  5. Sanction Letter issued by the bank subject to title clearance and property valuation.
  6. Title clearance through our panel advocate.
  7. Valuation of the property by a panel and inspection by a bank official.
  8. Collection of pre-disbursement documents
  9. Loan disbursement
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